For the third year in a row, the Small Business Administration (SBA) is looking to cut its microloan program, and once again the Senate and House are lining up against it, the “Wall Street Journal,” reports. The Microloan program provides funding to nonprofit community-based lenders who, in turn, lend and provide technical assistance to small-businesses. The SBA contends that microlans can be done more efficiently through its existing 7(a) loan program, while critics contend that most individuals who apply for microloans lack the credit scores needed to qualify for the 7(a) loan program.